Learn about investment strategies, financial planning, and wealth building techniques to secure your financial future.
August 2026 edition of “State of the 1 Portfolio” report covering portfolio returns, asset allocation, drift, and this month's eventful investment
A Practical Guide to LRS Remittance, International Brokers, and Building a Global Portfolio with Irish ETFs
Analyze CAS PDFs and IBKR CSVs in one dashboard. Auto-extract holdings, compute transaction-based XIRR (INR/USD), review allocation views, and export cashflows for independent verification.
Open-source parsers that turn Indian bank, credit card, mutual fund and IBKR statements into structured data. Runs as a web app, a CLI, or a library in Rust, Python or JavaScript — and the files never leave your device.
A unified portfolio operating system that handles buying, selling, liquidity management, and withdrawals under one coherent rule set for both Accumulation and Retirement Phases.
11:56How to avoid high forex markups (₹1.5/USD) when funding your Interactive Brokers (IBKR) account from India. Step-by-step guide to save on currency conversion costs.
A smart cashflow rebalancing engine that minimizes allocation drift across investors, with built-in tax-slab optimization and automated international TCS handling.
Calculate your true effective FX rate including hidden spreads and taxes, compare quotes across banks to minimize costs, track your ₹10L LRS limit via a browser-only transaction log, and compute your TCS refund opportunity cost.
Plan your systematic investment with real (inflation-adjusted) value projections and comprehensive growth visualizations.
14:48How one early decision at age 22 created a ₹1 crore opportunity difference — and the lessons for long-term wealth building.
25:42A detailed review of the '1 Portfolio' as of June 2026, covering returns, asset allocation, and rebalancing, along with a preview of my upcoming book.
17:42Manage and automate your money flow via purpose-built Bank Accounts, Credit Cards, and Mutual Funds.
Credit cards can be powerful tools for rewards, convenience, and short-term liquidity when used with discipline.
How I tagged every fund to a goal, identified the noise, and consolidated 30 funds across 5 goals into a cleaner, simpler setup — using a market dip as the trigger.
What a ₹1 Crore home loan at 8% truly costs — the gap between nominal fear and real burden across 10, 15, and 20 year tenures.
Engineer in Chennai with 17 years of experience building distributed software systems. I've been investing since 2016 and use this site to document my reasoning, share what I learn, and build open-source tools around personal finance along the way.