Engineer in Chennai with 17 years of experience building distributed software systems. I’ve been investing since 2016 and use this site to document my reasoning, share what I learn, and build open-source tools around personal finance along the way.
Author
- Based in Chennai; 17+ years building complex software systems and products
- Long-term investor since 2016; disciplined, analytical, process-first
- Portfolio evolved from liquid/ELSS/small-cap to rule-based, global, multi-asset
- International exposure via LRS (ETFs) and domestic funds (Nasdaq 100, etc.)
- Interests: personal finance education, evidence-based investing, tool-building
Core Principles
- Simplicity over complexity
- Diversify across assets and geographies
- Automate contributions; rebalance via investment
- Minimize costs and taxes; avoid noise
- Write your rules — then follow them
Content
- Focus: simple, diversified, rule-based long-term wealth building
- Covers: emergency funds, budgeting, risk management, allocation, rebalancing
- Includes: costs/taxes awareness, behavior and decision frameworks
- Formats: blogs, slides, videos, tools — practical and concise
Notes
- Educational content only — not financial advice
- Views evolve with evidence; content is refined over time