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Start Here

This is a curated list of articles structured as a learning path, guiding you from basic to advanced concepts.
Each piece appears once, with every format available on the same line.

Table of Contents

Start with why

What compounding actually does over a working life, and what it costs to notice late.

The building blocks

This is the core sequence. If you’re new to investing, start here.

Managing Money Flows

Emergency Fund

Core Investments

Borrowing, and what it really costs

Debt is not the enemy. Paying for it twice is.

Credit Cards

Used to reduce cash drag in the bank account and rewards indirectly as extra earnings.

Build and run the portfolio

What should you own, how do you maintain it, and the tools to do so without watching it daily.

The Perpetual Rebalancing Framework

Investing beyond India

The largest subject here, and the one with the most moving parts. Start with the book (The Global Indian Investor); the posts below are the parts that changed after I wrote it.

The Global Indian Investor

A Practical Guide to LRS Remittance, International Brokers, and Building a Global Portfolio with Irish ETFs

Getting the money out, cheaply

Remittance is where the avoidable costs hide. This is the same journey, run several ways, with the numbers each time.

Then file the tax

The part nobody covers, because it is tedious and changes every year.

Watch it happen

What I actually hold, published monthly — allocation, drift, what I bought and why. The framework above, applied to real money.

Tools & Infrastructure

Infrastructure and tooling projects that power the systems above.

Tracking & Planning

Projection Engines

Open source projects

  • Xfina Tool