Asset Allocation 17

If you invest only in India, you own about 3% of the world's equity market. Chapter 1 of The Global Indian Investor — the case for looking beyond the NSE/BSE.

August 2026 edition of “State of the 1 Portfolio” report covering portfolio returns, asset allocation, drift, and this month's eventful investment

July 2026 edition of “State of the 1 Portfolio” report covering portfolio returns, asset allocation, drift, and system optimizations

A unified portfolio operating system that handles buying, selling, liquidity management, and withdrawals under one coherent rule set for both Accumulation and Retirement Phases.

June 2026 edition of “State of the 1 Portfolio” report covering portfolio returns, asset allocation, drift, and system optimizations

How I upgraded my *RealValue Family SIP Allocator* from a proportional drift allocation model to an even drift optimization model and why it compressed the negative drift band by 75%.

Static SIPs blindly invest fixed amounts regardless of portfolio drift. Cashflow-Based Rebalancing uses new investments to continuously correct allocation drift — enabling tax-efficient perpetual rebalancing during the accumulation phase.

Monthly “State of the 1 Portfolio” report covering portfolio returns, asset allocation, drift, and rebalancing strategy

Comparing Mutual Funds, Indian ETFs and direct LRS investing for global exposure.

Analyze CAS PDFs and IBKR CSVs in one dashboard. Auto-extract holdings, compute transaction-based XIRR (INR/USD), review allocation views, and export cashflows for independent verification.

Annual portfolio review for FY 2025–26: Three goal-based portfolios, allocation strategy, drift correction and forex cost optimization.

A practical, tax-efficient, and behaviorally robust system for portfolio rebalancing tailored for Indian investors.

Discover how to intelligently allocate monthly SIPs across multiple family members, optimize for tax slabs, handle international assets with TCS, and rebalance portfolios using cashflow—all without selling existing holdings.

A smart cashflow rebalancing engine that minimizes allocation drift across investors, with built-in tax-slab optimization and automated international TCS handling.

A comparison between a typical multicap/flexicap fund and a globally diversified, rule-based multi-asset allocation strategy.

A practical breakdown of how I allocate my portfolio across India, US, Debt, and Gold — and my simple, tax-efficient rebalancing method using monthly cash flow.

How early financial decisions can create huge long-term opportunity costs.