Asset Allocation on Sakthi Priyan H

India Is Just 3% of the World Market — Why I Invest Globally

Sun, 23 Aug 2026 00:00:00 +0000

If you invest only in India, you own about 3% of the world’s equity market. Chapter 1 of The Global Indian Investor — the case for looking beyond the NSE/BSE.

State of the 1 Portfolio — Returns, Allocation & Rebalancing (August 2026)

Sat, 22 Aug 2026 00:00:00 +0000

August 2026 edition of “State of the 1 Portfolio” report covering portfolio returns, asset allocation, drift, and this month’s eventful investment

State of the 1 Portfolio — Returns, Allocation & Rebalancing (July 2026)

Fri, 03 Jul 2026 00:00:00 +0000

July 2026 edition of “State of the 1 Portfolio” report covering portfolio returns, asset allocation, drift, and system optimizations

The Perpetual Rebalancing Framework

Mon, 29 Jun 2026 00:00:00 +0000

A unified portfolio operating system that handles buying, selling, liquidity management, and withdrawals under one coherent rule set for both Accumulation and Retirement Phases.

State of the 1 Portfolio — Returns, Allocation & Rebalancing (June 2026)

Fri, 05 Jun 2026 00:00:00 +0000

June 2026 edition of “State of the 1 Portfolio” report covering portfolio returns, asset allocation, drift, and system optimizations

Perpetual Rebalancing: Engineering a Mathematically Superior SIP Allocator

Sat, 23 May 2026 00:00:00 +0000

How I upgraded my RealValue Family SIP Allocator from a proportional drift allocation model to an even drift optimization model and why it compressed the negative drift band by 75%.

Why Static SIP Allocation Is Inefficient (And How Cashflow Rebalancing Fixes It)

Sat, 23 May 2026 00:00:00 +0000

Static SIPs blindly invest fixed amounts regardless of portfolio drift. Cashflow-Based Rebalancing uses new investments to continuously correct allocation drift — enabling tax-efficient perpetual rebalancing during the accumulation phase.

State of the 1 Portfolio — Returns, Allocation & Rebalancing (May 2026)

Sat, 02 May 2026 00:00:00 +0000

Monthly “State of the 1 Portfolio” report covering portfolio returns, asset allocation, drift, and rebalancing strategy

3 Paths to Global Investing for Indians

Sat, 25 Apr 2026 00:00:00 +0000

For an Indian investor seeking global diversification, the key decision is not only what to invest in, but how to access international markets.

In practice, there are 3 primary paths,

Path 1: Domestic Mutual Funds
Path 2: Indian ETFs with International Exposure
Path 3: Direct International Investing via LRS

Each path offers different trade-offs in cost, flexibility, and accessibility.

A Quick Comparison

Path	Setup	Usage	Cost	Flexibility	Taxation	Market Access
1. Mutual Funds	Very Easy	Very Easy	Medium	Low	Low	Low
2. Indian ETFs	Easy	Easy	Medium	Low	Low	Low
3. Direct LRS	Moderate	Moderate	Low	Very High	Medium	Very High

Path 1: Domestic Mutual Funds

I have gained exposure to the Nasdaq 100 through two distinct Indian mutual funds. These instruments allow for international diversification using Indian Rupees (INR) without the complexities of direct foreign investing.

RealValue Portfolio

Thu, 02 Apr 2026 00:00:00 +0000

Analyze CAS PDFs and IBKR CSVs in one dashboard. Auto-extract holdings, compute transaction-based XIRR (INR/USD), review allocation views, and export cashflows for independent verification.

State of the Portfolio: Returns, Allocation and Strategy — Edition 1

Thu, 02 Apr 2026 00:00:00 +0000

Annual portfolio review for FY 2025–26: Three goal-based portfolios, allocation strategy, drift correction and forex cost optimization.

Perpetual Rebalancing: A Practical Framework for Long-Term Wealth

Tue, 24 Mar 2026 00:00:00 +0000

A practical, tax-efficient, and behaviorally robust system for portfolio rebalancing tailored for Indian investors.

Intelligent Family SIP Allocator: Cashflow Rebalancing with Tax & TCS Optimization

Thu, 19 Feb 2026 00:00:00 +0000

Discover how to intelligently allocate monthly SIPs across multiple family members, optimize for tax slabs, handle international assets with TCS, and rebalance portfolios using cashflow—all without selling existing holdings.

RealValue Family SIP Allocator

Sun, 15 Feb 2026 00:00:00 +0000

A smart cashflow rebalancing engine that minimizes allocation drift across investors, with built-in tax-slab optimization and automated international TCS handling.

Why Rule-Based Global & Multi-Asset Portfolio Beats a Single Multicap or Flexicap Fund

Tue, 09 Dec 2025 00:00:00 +0000

A comparison between a typical multicap/flexicap fund and a globally diversified, rule-based multi-asset allocation strategy.

My Asset Allocation & Rebalancing Explained

Sun, 07 Dec 2025 00:00:00 +0000

A practical breakdown of how I allocate my portfolio across India, US, Debt, and Gold — and my simple, tax-efficient rebalancing method using monthly cash flow.

My Asset Allocation & Rebalancing

Sat, 06 Dec 2025 00:00:00 +0000

How early financial decisions can create huge long-term opportunity costs.