https://sakthipriyan.com/building-wealth/tags/bank-of-baroda/Recent content in Bank of Baroda on Sakthi Priyan HHugoenSun, 30 Aug 2026 13:38:45 +0530https://sakthipriyan.com/building-wealth/blogs/bank-of-baroda-fx-retail-for-ibkr-from-a-0.10-per-usd-markup-to-an-additional-foreign-bank-charge/Sat, 22 Aug 2026 00:00:00 +0000https://sakthipriyan.com/building-wealth/blogs/bank-of-baroda-fx-retail-for-ibkr-from-a-0.10-per-usd-markup-to-an-additional-foreign-bank-charge/The full record of onboarding Bank of Baroda as a second FX Retail relationship bank — a cold email to treasury, branch paperwork, a USD 100 test remittance, the real 2-day transfer and SWIFT message quirks that followed, and a structural Foreign Bank Charge that narrows its cost advantage.https://sakthipriyan.com/building-wealth/blogs/failed-fx-retail-bhim-bharat-connect-transaction/Sat, 22 Aug 2026 00:00:00 +0000https://sakthipriyan.com/building-wealth/blogs/failed-fx-retail-bhim-bharat-connect-transaction/A failed FX Retail booking via BHIM Bharat Connect put a substantial sum under lien for 11 days, with BHIM, ICICI, and FX Retail each pointing at the others. The money came back — the July 31 entry window it was meant for never did. The full account, and what it actually cost.