<?xml version="1.0" encoding="utf-8" standalone="yes"?><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>Financial Planning on Sakthi Priyan H</title><link>https://sakthipriyan.com/building-wealth/tags/financial-planning/</link><description>Recent content in Financial Planning on Sakthi Priyan H</description><generator>Hugo</generator><language>en</language><lastBuildDate>Wed, 26 Aug 2026 00:33:21 +0530</lastBuildDate><atom:link href="https://sakthipriyan.com/building-wealth/tags/financial-planning/feed.xml" rel="self" type="application/rss+xml"/><item><title>₹1 Crore Home Loan — The Reality (Nominal vs Real Cost)</title><link>https://sakthipriyan.com/building-wealth/videos/1-crore-home-loan-the-reality-nominal-vs-real-cost/</link><pubDate>Thu, 05 Mar 2026 00:00:00 +0000</pubDate><guid>https://sakthipriyan.com/building-wealth/videos/1-crore-home-loan-the-reality-nominal-vs-real-cost/</guid><description>What a ₹1 Crore home loan at 8% truly costs in nominal vs real terms across 10, 15, and 20 year tenures.</description></item><item><title>₹1 Crore Home Loan — The Reality</title><link>https://sakthipriyan.com/building-wealth/slides/1-crore-home-loan-the-reality/</link><pubDate>Wed, 04 Mar 2026 00:00:00 +0000</pubDate><guid>https://sakthipriyan.com/building-wealth/slides/1-crore-home-loan-the-reality/</guid><description>What a ₹1 Crore home loan at 8% truly costs — the gap between nominal fear and real burden across 10, 15, and 20 year tenures.</description></item><item><title>₹1 Crore in 10 Years — The Real Math (With Inflation, Taxes &amp; Growth Plan)</title><link>https://sakthipriyan.com/building-wealth/videos/1-crore-in-10-years-the-real-math-with-inflation-taxes-growth-plan/</link><pubDate>Wed, 25 Feb 2026 00:00:00 +0000</pubDate><guid>https://sakthipriyan.com/building-wealth/videos/1-crore-in-10-years-the-real-math-with-inflation-taxes-growth-plan/</guid><description>Most SIP calculators lie to you. Here&amp;rsquo;s the real math behind ₹1 Crore in 10 years — accounting for inflation, exit tax, and a growing SIP.</description></item><item><title>₹1 Crore in 10 Years — The Real Math</title><link>https://sakthipriyan.com/building-wealth/slides/1-crore-in-10-years-the-real-math/</link><pubDate>Sun, 22 Feb 2026 00:00:00 +0000</pubDate><guid>https://sakthipriyan.com/building-wealth/slides/1-crore-in-10-years-the-real-math/</guid><description>Why your ₹1 Crore target might need ₹1.79 Crores — inflation, tax, and the truth about wealth planning.</description></item><item><title>RealValue EMI Engine Use Cases</title><link>https://sakthipriyan.com/building-wealth/blogs/realvalue-emi-engine-use-cases/</link><pubDate>Fri, 23 Jan 2026 00:00:00 +0000</pubDate><guid>https://sakthipriyan.com/building-wealth/blogs/realvalue-emi-engine-use-cases/</guid><description>Discover real-world scenarios showing how to use the RealValue EMI Engine for home loans, car loans, personal loans, and understanding the true cost of debt with inflation-adjusted calculations.</description></item><item><title>Debt Is a Tool, Not an Enemy | Smart Loans vs Bad Loans Explained</title><link>https://sakthipriyan.com/building-wealth/videos/debt-is-a-tool-not-an-enemy-smart-loans-vs-bad-loans-explained/</link><pubDate>Wed, 14 Jan 2026 00:00:00 +0000</pubDate><guid>https://sakthipriyan.com/building-wealth/videos/debt-is-a-tool-not-an-enemy-smart-loans-vs-bad-loans-explained/</guid><description>Understanding the difference between smart loans and bad loans. Learn when debt can be a powerful tool for wealth creation and when it becomes a burden.</description></item><item><title>Why Debt Is a Tool — Not an Enemy</title><link>https://sakthipriyan.com/building-wealth/slides/why-debt-is-a-tool-not-an-enemy/</link><pubDate>Sun, 11 Jan 2026 00:00:00 +0000</pubDate><guid>https://sakthipriyan.com/building-wealth/slides/why-debt-is-a-tool-not-an-enemy/</guid><description>Understanding when and how to use debt strategically for building wealth.</description></item><item><title>RealValue SIP Engine | Investment Planning Tool for India</title><link>https://sakthipriyan.com/building-wealth/videos/realvalue-sip-engine-investment-planning-tool-for-india/</link><pubDate>Sat, 03 Jan 2026 00:00:00 +0000</pubDate><guid>https://sakthipriyan.com/building-wealth/videos/realvalue-sip-engine-investment-planning-tool-for-india/</guid><description>Complete walkthrough of the RealValue SIP Engine — a powerful investment planning tool that shows real (inflation-adjusted) returns, handles multiple goal types, and provides comprehensive financial projections.</description></item><item><title>RealValue SIP Engine Use Cases</title><link>https://sakthipriyan.com/building-wealth/blogs/realvalue-sip-engine-use-cases/</link><pubDate>Sat, 03 Jan 2026 00:00:00 +0000</pubDate><guid>https://sakthipriyan.com/building-wealth/blogs/realvalue-sip-engine-use-cases/</guid><description>Discover real-world scenarios showing how to use the RealValue SIP Engine for retirement planning, education goals, house down payments, emergency funds, and more.</description></item></channel></rss>