<?xml version="1.0" encoding="utf-8" standalone="yes"?><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>Personal Finance on Sakthi Priyan H</title><link>https://sakthipriyan.com/building-wealth/tags/personal-finance/</link><description>Recent content in Personal Finance on Sakthi Priyan H</description><generator>Hugo</generator><language>en</language><lastBuildDate>Wed, 26 Aug 2026 00:33:21 +0530</lastBuildDate><atom:link href="https://sakthipriyan.com/building-wealth/tags/personal-finance/feed.xml" rel="self" type="application/rss+xml"/><item><title>Debt Is a Tool, Not an Enemy | Smart Loans vs Bad Loans Explained</title><link>https://sakthipriyan.com/building-wealth/videos/debt-is-a-tool-not-an-enemy-smart-loans-vs-bad-loans-explained/</link><pubDate>Wed, 14 Jan 2026 00:00:00 +0000</pubDate><guid>https://sakthipriyan.com/building-wealth/videos/debt-is-a-tool-not-an-enemy-smart-loans-vs-bad-loans-explained/</guid><description>Understanding the difference between smart loans and bad loans. Learn when debt can be a powerful tool for wealth creation and when it becomes a burden.</description></item><item><title>Why Rule-Based Global &amp; Multi-Asset Portfolio Beats a Single Multicap or Flexicap Fund</title><link>https://sakthipriyan.com/building-wealth/blogs/why-rule-based-global-multi-asset-portfolio-beats-a-single-multicap-or-flexicap-fund/</link><pubDate>Tue, 09 Dec 2025 00:00:00 +0000</pubDate><guid>https://sakthipriyan.com/building-wealth/blogs/why-rule-based-global-multi-asset-portfolio-beats-a-single-multicap-or-flexicap-fund/</guid><description>A comparison between a typical multicap/flexicap fund and a globally diversified, rule-based multi-asset allocation strategy.</description></item></channel></rss>