Tax Optimization on Sakthi Priyan H

What to Buy - Irish ETFs vs US ETFs

Sat, 25 Apr 2026 00:00:00 +0000

The Philosophy: I am not trying to beat the benchmark; I am trying to be the benchmark. Therefore, I invest only in index funds and ETFs, not in individual stocks or actively managed funds.

When investing in US markets, Indian investors face a structural choice: buy US-domiciled ETFs listed in the United States, or buy Irish-domiciled UCITS ETFs that track the same indices.

Why I chose Irish ETFs

For Indian investors, US-domiciled ETFs introduce three structural issues:

₹1 Crore in 10 Years — The Real Math (With Inflation, Taxes & Growth Plan)

Wed, 25 Feb 2026 00:00:00 +0000

Most SIP calculators lie to you. Here’s the real math behind ₹1 Crore in 10 years — accounting for inflation, exit tax, and a growing SIP.

Intelligent Family SIP Allocator: Cashflow Rebalancing with Tax & TCS Optimization

Thu, 19 Feb 2026 00:00:00 +0000

Discover how to intelligently allocate monthly SIPs across multiple family members, optimize for tax slabs, handle international assets with TCS, and rebalance portfolios using cashflow—all without selling existing holdings.