About

Author

• Based in Chennai; 16+ years building complex software systems and products
• Long-term investor since 2016; disciplined, analytical, process-first
• Portfolio evolved from liquid/ELSS/small-cap to rule-based, global, multi-asset
• International exposure via LRS (ETFs) and domestic funds (Nasdaq 100, etc.)
• Interests: personal finance education, evidence-based investing, tool-building

Core Principles

• Simplicity over complexity
• Diversify across assets and geographies
• Automate contributions; rebalance via investment
• Minimize costs and taxes; avoid noise
• Write your rules — then follow them

Content

• Focus: simple, diversified, rule-based long-term wealth building
• Covers: emergency funds, budgeting, risk management, allocation, rebalancing
• Includes: costs/taxes awareness, behavior and decision frameworks
• Formats: blogs, slides, videos, tools — practical and concise

Notes

• Educational content only — not financial advice
• Views evolve with evidence; content is refined over time