RealValue SIP Engine | Investment Planning Tool for India

Complete walkthrough of the RealValue SIP Engine — a powerful investment planning tool that shows real (inflation-adjusted) returns, handles multiple goal types, and provides comprehensive financial projections.


About This Video

This video provides a comprehensive demonstration of the RealValue SIP Engine, a sophisticated investment planning tool designed specifically for Indian investors.

What You’ll Learn

  • How to use the three target modes: Time, Money, and Time+Money
  • Understanding the difference between Nominal and Real (inflation-adjusted) values
  • Setting up investment parameters: current investment, monthly SIP, growth rate, and hikes
  • Interpreting post-tax real returns for accurate financial planning
  • Using the URL sharing feature to save and share investment plans
  • Analyzing monthly and yearly investment projections with interactive charts

Key Features Covered

  1. Target Modes

    • Target by Time: Calculate portfolio value for a fixed investment period
    • Target by Money: Calculate time needed to reach a target amount
    • Target by Both: Calculate required monthly SIP to reach target in fixed time
  2. Real Value Analysis

    • Inflation-adjusted returns for accurate planning
    • Post-tax calculations for realistic projections
    • Present value of all contributions
  3. Comprehensive Visualizations

    • Investment and Growth charts (yearly/monthly granularity)
    • Monthly contribution plans with automatic step-ups
    • Interactive ECharts for data exploration
  4. URL Sharing

    • Save your investment plan in a compact URL
    • Share scenarios with family or financial advisors
    • All inputs preserved in the URL hash

Why RealValue?

Most SIP calculators show inflated future numbers without accounting for inflation. RealValue focuses on what your money is actually worth — showing post-inflation, post-tax outcomes that help you make realistic financial decisions.


Watch the video above to see the tool in action and learn how to plan your wealth journey effectively!