State of the Portfolio: Returns, Allocation and Strategy — Edition 1
Annual portfolio review for FY 2025–26: Three goal-based portfolios, allocation strategy, drift correction and forex cost optimization.
Asset Allocation
Blogs
Perpetual Rebalancing: A Practical Framework for Long-Term Wealth
A practical, tax-efficient, and behaviorally robust system for portfolio rebalancing tailored for Indian investors.
Why Rule-Based Global & Multi-Asset Portfolio Beats a Single Multicap or Flexicap Fund
A comparison between a typical multicap/flexicap fund and a globally diversified, rule-based multi-asset allocation strategy.
Tools
RealValue Portfolio
Analyze CAS PDFs and IBKR CSVs in one dashboard. Auto-extract holdings, compute transaction-based XIRR (INR/USD), review allocation views, and export cashflows for independent verification.
RealValue Family SIP Allocator
A smart cashflow rebalancing engine that minimizes allocation drift across investors, with built-in tax-slab optimization and automated international TCS handling.
Videos
20:47
Intelligent Family SIP Allocator: Cashflow Rebalancing with Tax & TCS Optimization
Discover how to intelligently allocate monthly SIPs across multiple family members, optimize for tax slabs, handle international assets with TCS, and rebalance portfolios using cashflow—all without selling existing holdings.
15:29
My Asset Allocation & Rebalancing Explained
A practical breakdown of how I allocate my portfolio across India, US, Debt, and Gold — and my simple, tax-efficient rebalancing method using monthly cash flow.